Flat illustration: young person viewing upward-trending investment chart on tablet, warm blues and greens, clean modern financial style, hopeful and approachable mood, no text on screen.
0.03% — Annual expense ratio of Vanguard VOO — just $3/year per $10,000 invested 92% — Actively managed funds underperforming S&P 500 over 15 years (SPIVA 2023) 10.5% — Historical average annual S&P 500 return over the past 30 years through 2024 $1 — Minimum to start investing in Fidelity FZROX with fractional shares $0…